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	<title>About Us | TWGHs Healthy Budgeting Family Debt Counselling Centre</title>
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	<title>About Us | TWGHs Healthy Budgeting Family Debt Counselling Centre</title>
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		<title>Financial Education Service</title>
		<link>https://fdcc.tungwahcsd.org/en/financial-education-service-en/</link>
		
		<dc:creator><![CDATA[TWGHS HBFDCC]]></dc:creator>
		<pubDate>Fri, 30 Apr 2021 04:41:46 +0000</pubDate>
				<category><![CDATA[About Us]]></category>
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										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_0 et_pb_section_parallax et_pb_with_background et_section_regular section_has_divider et_pb_bottom_divider" >
				
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					<div class="et_pb_testimonial_description_inner"><div class="et_pb_testimonial_content"><p><span>We believe everyone should learn about the importance of healthy budgeting since young age.</span></p></div></div>
					<span class="et_pb_testimonial_author">T.W.G.Hs Healthy Budgeting Family Debt Counselling Centre</span>
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				<div class="et_pb_text_inner"><p><span>Therefore, T.W.G.Hs Healthy Budgeting Family Debt Counselling Centre promotes healthy budgeting to the public, especially young people.</span></p></div>
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						<h4 class="et_pb_module_header"><span>Since 2005</span></h4>
						<div class="et_pb_blurb_description"><p><span>More than 3,000,000 youths from secondary schools, universities and tertiary institutions have been served with financial education from our centre.</span></p></div>
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						<h4 class="et_pb_module_header"><span>Registration for this year's event is now open (Only in Chinese)</span></h4>
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				<div class="et_pb_text_inner">Interactive workshops</div>
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				<div class="et_pb_text_inner"><p>Secondary school students</p></div>
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				<div class="et_pb_text_inner">Wealth management &#038; anti-fraud lectures</div>
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				<div class="et_pb_text_inner"><p>Professionals</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_22  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_with_border et_pb_module et_pb_gallery et_pb_gallery_6  et_pb_bg_layout_light et_pb_slider et_pb_gallery_fullwidth">
				<div class="et_pb_gallery_items et_post_gallery clearfix" data-per_page="4"><div class="et_pb_gallery_item et_pb_bg_layout_light et_pb_gallery_item_6_0">
				<div class='et_pb_gallery_image landscape'>
					<a href="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/Professional-training-1.jpg" title="Professional-training-1">
					<img decoding="async" loading="lazy" width="1500" height="844" src="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/Professional-training-1.jpg" class="wp-image-3219" />
					
				</a>
				</div></div><div class="et_pb_gallery_item et_pb_bg_layout_light et_pb_gallery_item_6_1">
				<div class='et_pb_gallery_image landscape'>
					<a href="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/Professional-training-2.jpg" title="Professional-training-2">
					<img decoding="async" loading="lazy" width="1500" height="844" src="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/Professional-training-2.jpg" class="wp-image-3220" />
					
				</a>
				</div></div></div></div><div class="et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Training for teachers and social workers</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_23  et_pb_css_mix_blend_mode_passthrough et_pb_column_empty">
				
				
				
				
				
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_24  et_pb_css_mix_blend_mode_passthrough et-last-child et_pb_column_empty">
				
				
				
				
				
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_10 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_4 et_pb_column_25  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_13  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Communities</p></div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_26  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_with_border et_pb_module et_pb_gallery et_pb_gallery_7  et_pb_bg_layout_light et_pb_slider et_pb_gallery_fullwidth">
				<div class="et_pb_gallery_items et_post_gallery clearfix" data-per_page="4"><div class="et_pb_gallery_item et_pb_bg_layout_light et_pb_gallery_item_7_0">
				<div class='et_pb_gallery_image landscape'>
					<a href="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/community-exhibition-1.jpg" title="community-exhibition-1">
					<img decoding="async" loading="lazy" width="1500" height="844" src="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/community-exhibition-1.jpg" class="wp-image-3231" />
					
				</a>
				</div></div><div class="et_pb_gallery_item et_pb_bg_layout_light et_pb_gallery_item_7_1">
				<div class='et_pb_gallery_image landscape'>
					<a href="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/community-exhibition-3.jpg" title="community-exhibition-3">
					<img decoding="async" loading="lazy" width="1500" height="844" src="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/community-exhibition-3.jpg" class="wp-image-3216" />
					
				</a>
				</div></div><div class="et_pb_gallery_item et_pb_bg_layout_light et_pb_gallery_item_7_2">
				<div class='et_pb_gallery_image landscape'>
					<a href="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/community-exhibition-2.jpg" title="community-exhibition-2">
					<img decoding="async" loading="lazy" width="1500" height="844" src="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/community-exhibition-2.jpg" class="wp-image-3215" />
					
				</a>
				</div></div></div></div><div class="et_pb_module et_pb_text et_pb_text_14  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Exhibition / Street Station</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_27  et_pb_css_mix_blend_mode_passthrough et_pb_column_empty">
				
				
				
				
				
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_28  et_pb_css_mix_blend_mode_passthrough et-last-child et_pb_column_empty">
				
				
				
				
				
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Contact Us</title>
		<link>https://fdcc.tungwahcsd.org/en/about-us-en/contact-us/</link>
		
		<dc:creator><![CDATA[TWGHS HBFDCC]]></dc:creator>
		<pubDate>Fri, 30 Apr 2021 00:14:29 +0000</pubDate>
				<category><![CDATA[About Us]]></category>
		<guid isPermaLink="false">http://fdcc.tungwahcsd.org/?page_id=2291</guid>

					<description><![CDATA[]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_with_border et_pb_section et_pb_section_3 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_11">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_29  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_with_border et_pb_module et_pb_text et_pb_text_15  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Debt Counselling Service</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_with_border et_pb_row et_pb_row_12">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_30  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_16  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>Important Notice</strong></p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_17  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>The Centre <span style="text-decoration: underline;"><strong>solely provides debt consultation and financial counselling service</strong></span> and <span style="text-decoration: underline;"><strong>does not assist, represent, or refer any individual for the purpose of making any debt-related applications</strong></span> (including but not limited to the filing for Bankruptcy (BP), Debt Relief Plan (DRP), or Individual Voluntary Arrangement (IVA) to any bank, financial institution, law firm, accountancy firm, or any third-party organisation). <span style="text-decoration: underline;"><strong>Any individual requiring such application should contact the relevant organisation or entity directly</strong></span>.</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_13 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_with_border et_pb_column_4_4 et_pb_column et_pb_column_31  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_2  et_pb_text_align_center  et_pb_blurb_position_top et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_blurb_content">
					
					<div class="et_pb_blurb_container">
						<h1 class="et_pb_module_header"><span>Healthy Budgeting Hotline</span></h1>
						<div class="et_pb_blurb_description"><p>2548 0803</p></div>
					</div>
				</div>
			</div><div class="et_pb_module dsm_button dsm_button_0 et_pb_bg_layout_dark">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					<div class="et_pb_button_module_wrapper dsm_button_0_wrapper et_pb_button_alignment_center et_pb_module">
				<a class="et_pb_button et_pb_button_one et_pb_bg_layout_dark dsm-none "  href="tel:25480803" data-dsm-lightbox-id="dsm_button_one_lightbox dsm_button_0">Call Now</a><a class="et_pb_button et_pb_button_two et_pb_bg_layout_dark dsm-none "  href="https://fdcc.tungwahcsd.org/en/debt-counselling-service-en/hb-25480803/" data-dsm-lightbox-id="dsm_button_two_lightbox dsm_button_0">Know more</a>
			</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_14">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_32  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_18  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_text_inner">Interview service by appointment</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_4 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_15">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_33  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_19  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Centre and Hotline<br />Service Hours</p></div>
			</div><div class="et_pb_with_border et_pb_module et_pb_text et_pb_text_20  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><table border="0" style="height: 97px; width: 96.3824%; border-collapse: collapse; border-style: none;" cellpadding="0" cellspacing="0">
<tbody>
<tr style="height: 40px;">
<td style="height: 24px; width: 50%;"><span> </span></td>
<td style="width: 12.9032%;">MON</td>
<td style="height: 24px; width: 10%;"><span>TUE</span></td>
<td style="height: 24px; width: 10%;"><span>WED</span></td>
<td style="height: 24px; width: 10%;"><span>THU</span></td>
<td style="height: 24px; width: 6.45161%;"><span>FRI</span></td>
</tr>
<tr style="height: 40px; background-color: rgba(50,150,800,0.05);">
<td style="width: 50%; height: 10px;"><span>10am &#8211; 1pm</span></td>
<td style="width: 12.9032%; height: 10px;">✓</td>
<td style="width: 10%; height: 10px;">✓</td>
<td style="width: 10%; height: 10px;">✓</td>
<td style="width: 10%; height: 10px;">✓</td>
<td style="width: 6.45161%; height: 10px;">✓</td>
</tr>
<tr style="height: 40px;">
<td style="width: 50%; height: 10px;"><span>2pm &#8211; 6pm</span></td>
<td style="width: 12.9032%; height: 10px;">✓</td>
<td style="width: 10%; height: 10px;">✓</td>
<td style="width: 10%; height: 10px;">✓</td>
<td style="width: 10%; height: 10px;">✓</td>
<td style="width: 6.45161%; height: 10px;">✓</td>
</tr>
<tr style="height: 40px; background-color: rgba(50,150,800,0.05);">
<td style="width: 50%; height: 5px;"><span>7pm &#8211; 10pm</span></td>
<td style="width: 12.9032%; height: 5px;"></td>
<td style="width: 10%; height: 5px;"></td>
<td style="width: 10%; height: 5px;"></td>
<td style="width: 10%; height: 5px;"></td>
<td style="width: 6.45161%; height: 5px;">✓</td>
</tr>
</tbody>
</table></div>
			</div><div class="et_pb_module dsm_business_hours dsm_business_hours_0">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					<div class="et_pb_module dsm_business_hours_child dsm_business_hours_child_0">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					
			
			<div class="dsm_business_hours_item_wrapper">
				<div class="dsm-business-hours-header">
					<div class="dsm-business-hours-day">Mon to Thur</div>
					<div class="dsm-business-hours-separator"></div>
					<div class="dsm-business-hours-time">10:00 am - 01:00 pm</div>
				</div>
			</div>
				</div>
			</div><div class="et_pb_module dsm_business_hours_child dsm_business_hours_child_1">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					
			
			<div class="dsm_business_hours_item_wrapper">
				<div class="dsm-business-hours-header">
					<div class="dsm-business-hours-day"> </div>
					<div class="dsm-business-hours-separator"></div>
					<div class="dsm-business-hours-time">02:00 pm - 06:00 pm</div>
				</div>
			</div>
				</div>
			</div><div class="et_pb_module dsm_business_hours_child dsm_business_hours_child_2">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					
			
			<div class="dsm_business_hours_item_wrapper">
				<div class="dsm-business-hours-header">
					<div class="dsm-business-hours-day">Fri</div>
					<div class="dsm-business-hours-separator"></div>
					<div class="dsm-business-hours-time">10:00 am - 01:00 pm</div>
				</div>
			</div>
				</div>
			</div><div class="et_pb_module dsm_business_hours_child dsm_business_hours_child_3">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					
			
			<div class="dsm_business_hours_item_wrapper">
				<div class="dsm-business-hours-header">
					<div class="dsm-business-hours-day"> </div>
					<div class="dsm-business-hours-separator"></div>
					<div class="dsm-business-hours-time">02:00 pm - 06:00 pm</div>
				</div>
			</div>
				</div>
			</div><div class="et_pb_module dsm_business_hours_child dsm_business_hours_child_4">
				
				
				
				
				
				
				<div class="et_pb_module_inner">
					
			
			<div class="dsm_business_hours_item_wrapper">
				<div class="dsm-business-hours-header">
					<div class="dsm-business-hours-day"> </div>
					<div class="dsm-business-hours-separator"></div>
					<div class="dsm-business-hours-time">07:00 pm - 10:00 pm</div>
				</div>
			</div>
				</div>
			</div>
				</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_21  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Closed on Saturdays, Sundays and Public Holidays<br />Please leave us a voice message out of service hours.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_22  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_text_inner"><h2 class="sppb-addon-title">Interview service by appointment </h2></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_5 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_16">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_34  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_23  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Visit Us</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_17">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_35  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_24  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><span>Select your way to centre!<br /></span><span style="font-size: 25px;">We are just 3-5 minutes walk from Wan Chai MTR station exit A1.</span></p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_18 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_2_3 et_pb_column_36  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_code et_pb_code_0">
				
				
				
				
				<div class="et_pb_code_inner"><iframe width="100%" height="350" style="border:0" loading="lazy" allowfullscreen src="https://www.google.com/maps/embed/v1/place?q=place_id:ChIJVVWFmlsABDQR0J9HXNJO_PI&#038;key=AIzaSyDm4lOHRK7av4z0f3Y-JZt_OLQJUohY1dk"></iframe></div>
			</div>
			</div><div class="et_pb_with_border et_pb_column_1_3 et_pb_column et_pb_column_37  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_3  et_pb_text_align_left  et_pb_blurb_position_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Address</span></h4>
						<div class="et_pb_blurb_description"><p><span>Room 1602-1604, 16/F,<br /></span><span>Tung Chiu Commercial Centre,<br />193 Lockhart Road, Wan Chai</span></p>
<p><em>Please use the Fleming Road entrance which facing the flyover</em></p></div>
					</div>
				</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_25  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_text_inner"><h2 class="sppb-addon-title">Interview service by appointment</h2></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div><div class="et_pb_section et_pb_section_7 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_19">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_38  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_26  et_pb_text_align_center et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2 class="sppb-addon-title">Other Contact Methods</h2></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_20">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_39  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_4  et_pb_text_align_center  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>FAX</span></h4>
						<div class="et_pb_blurb_description"><p><span>2884 0299</span></p></div>
					</div>
				</div>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_40  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_5  et_pb_text_align_center  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>email</span></h4>
						<div class="et_pb_blurb_description"><p>twghcares@tungwah.org.hk</p></div>
					</div>
				</div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div></p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Centre Introduction</title>
		<link>https://fdcc.tungwahcsd.org/en/about-us-en/about-fdcc/</link>
		
		<dc:creator><![CDATA[TWGHS HBFDCC]]></dc:creator>
		<pubDate>Thu, 29 Apr 2021 23:32:48 +0000</pubDate>
				<category><![CDATA[About Us]]></category>
		<guid isPermaLink="false">http://fdcc.tungwahcsd.org/?page_id=2284</guid>

					<description><![CDATA[]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_8 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_21 et_pb_gutters1">
				<div class="et_pb_column et_pb_column_3_4 et_pb_column_41  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_divider_0 et_pb_space et_pb_divider_hidden"><div class="et_pb_divider_internal"></div></div>
			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_42  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_1">
				
				
				
				
				<span class="et_pb_image_wrap has-box-shadow-overlay"><div class="box-shadow-overlay"></div><img decoding="async" loading="lazy" width="1500" height="1125" src="https://fdcc.tungwahcsd.org/wp-content/uploads/2021/05/Center2.jpg" alt="" title="" class="wp-image-2942" /></span>
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				<div class="et_pb_module et_pb_text et_pb_text_27  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Tung Wah Group of Hospitals collaborated with Hong Kong Institutes of Certified Public Accountants for launching the &#8220;Healthy Budgeting Family Debt Counselling Programme&#8221; in June 2002 to assist individuals in need with debt issues..</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_28  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Subsequently, due to the enthusiastic response to the programme and an increase in service demand, Tung Wah Group of Hospitals officially established the &#8220;Healthy Budgeting Family Debt Counselling Centre&#8221; in 2003 to serve the wider community.</p>
<p>As of today, the Centre has developed into a comprehensive financial planning and education service, offering a variety of services including financial management workshops, professional training, debt counselling, and youth entrepreneurship incubation, to meet the diverse financial management needs of society.</p></div>
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				<div class="et_pb_text_inner"><p>MISSION</p></div>
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			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_46  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
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				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Assistance with debt issues</span></h4>
						<div class="et_pb_blurb_description"><p>We provide a one-stop support for people facing financial difficulties, offering financial advice and individual counselling to help them tackle problems and find suitable solutions. Our counselling services also help clients manage the emotional and family stresses that can come with money troubles, promoting harmony at home.</p></div>
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				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Promoting "Healthy Budgeting" Concepts</span></h4>
						<div class="et_pb_blurb_description"><p>With a focus on early prevention, the centre actively promotes the concept of healthy financial management to the public. We offer a range of financial education services to encourage good money-management habits.</p></div>
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			</div><div class="et_pb_column et_pb_column_1_4 et_pb_column_48  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_8  et_pb_text_align_center  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Supporting pursuit of dreams</span></h4>
						<div class="et_pb_blurb_description"><div class="Message_messageTextContainer__w64Sc">
<div class="Message_selectableText__SQ8WH">
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<p>We believe good and effective financial management is the foundation for achieving dreams. By offering professional guidance and resource support, we empower young people to pursue their entrepreneurial ambitions, helping them build a solid financial base as they move towards a successful future.</p>
</div>
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</div>
</div>
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				<div class="et_pb_text_inner"><p>Our Service</p></div>
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				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Debt counselling service</span></h4>
						<div class="et_pb_blurb_description"><p><span>Our services are provided by specially trained social workers, who offer counselling service on clients&#8217; emotional distress and interpersonal relationship while settling their debt issues. We also transfer client to other relevant social service units if necessary.</span></p></div>
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				</div>
			</div><div class="et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_0 et_pb_bg_layout_light" href="https://fdcc.tungwahcsd.org/en/debt-counselling-service-en/hb-25480803/">Know more</a>
			</div>
			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_51  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Financial Education Service</span></h4>
						<div class="et_pb_blurb_description"><p><span>We believe everyone should learn about the importance of healthy budgeting since young age.</span></p>
<p><span>Therefore, T.W.G.Hs Healthy Budgeting Family Debt Counselling Centre promotes healthy budgeting to the public, especially young people.</span></p></div>
					</div>
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			</div><div class="et_pb_button_module_wrapper et_pb_button_1_wrapper et_pb_button_alignment_center et_pb_module ">
				<a class="et_pb_button et_pb_button_1 et_pb_bg_layout_light" href="https://fdcc.tungwahcsd.org/en/financial-education-service-en/">Know more</a>
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			</div><div class="et_pb_row et_pb_row_26 et_pb_equal_columns et_pb_gutters2">
				<div class="et_pb_column et_pb_column_1_2 et_pb_column_52  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
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				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Comming Soon</span></h4>
						<div class="et_pb_blurb_description"><p>Comming Soon</p></div>
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				</div>
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			</div><div class="et_pb_column et_pb_column_1_2 et_pb_column_53  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_blurb et_pb_blurb_12  et_pb_text_align_center  et_pb_blurb_position_top et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_blurb_content">
					<div class="et_pb_main_blurb_image"><span class="et_pb_image_wrap"><span class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone et-pb-icon"></span></span></div>
					<div class="et_pb_blurb_container">
						<h4 class="et_pb_module_header"><span>Youth Entrepreneurship Services</span></h4>
						<div class="et_pb_blurb_description"><p>Tung Wah Group of Hospitals has long supported young entrepreneurs, offering opportunities for Hong Kong’s aspiring founders to turn their dreams into reality. By providing a range of support, we help young people access opportunities, resources, skills and experience, spark their passion and kick-start their entrepreneurial journey.</p></div>
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		<title>About Us</title>
		<link>https://fdcc.tungwahcsd.org/en/about-us-en/</link>
		
		<dc:creator><![CDATA[TWGHS HBFDCC]]></dc:creator>
		<pubDate>Mon, 24 May 2021 02:45:16 +0000</pubDate>
				<category><![CDATA[About Us]]></category>
		<guid isPermaLink="false">https://fdcc.tungwahcsd.org/?page_id=2853</guid>

					<description><![CDATA[]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_11 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_27">
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		<title>Visions, Missions and Values</title>
		<link>https://fdcc.tungwahcsd.org/en/about-us-en/vision-missions-and-values/</link>
		
		<dc:creator><![CDATA[TWGHS HBFDCC]]></dc:creator>
		<pubDate>Fri, 30 Apr 2021 06:02:08 +0000</pubDate>
				<category><![CDATA[About Us]]></category>
		<guid isPermaLink="false">http://fdcc.tungwahcsd.org/?page_id=2331</guid>

					<description><![CDATA[]]></description>
										<content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_12 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_28">
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				<div class="et_pb_module et_pb_image et_pb_image_2">
				
				
				
				
				<span class="et_pb_image_wrap "><img decoding="async" loading="lazy" width="324" height="118" src="http://fdcc.tungwahcsd.org/wp-content/uploads/2021/04/TWGHs_FDCC_logo-01.png" alt="" title="TWGHs_FDCC_logo-01" class="wp-image-1056" /></span>
			</div><div class="et_pb_module et_pb_text et_pb_text_32  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">Visions</p>
<p>We will continue to uphold and spread the philanthropic spirit of TWGHs; to strive to build a better community to serve all walks of life; and to continue to stand as the most trust-worthy charity organisation of Hong Kong.</p>
<p>Missions</p>
<p>To heal the sick and to relieve the distressed;<br />
To care for the elderly and to rehabilitate the disabled;<br />
To promote education and to nurture the youngsters; and<br />
To raise the infant and to guide the youth</p>
<p>Values</p>
<p>Advocate philanthropy, equality and fraternity<br />
Strive for service excellence, efficiency and effectiveness<br />
Be proactive, empathetic, trust-worthy and caring to the needy; and<br />
Transcend our past achievements and excel with faith for our future</div>
			</div><div class="et_pb_module et_pb_text et_pb_text_33  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p>Hyberlink Tung Wah Group Hospitals </p>
<p><a href="https://www.tungwah.org.hk/about/introduction/">https://www.tungwah.org.hk/about/introduction/</a></p></div>
			</div>
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			</div></p>
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